Southwest Rapid Rewards Plus Review: Free Checked Bags and 2x Points for a $99 Annual Fee

The Southwest Rapid Rewards Plus card carries a modest $99 annual fee, yet delivers practical perks that can quickly offset the cost for regular Southwest flyers. Cardholders receive two free checked bags on every Southwest flight—a benefit that alone can save up to $70 per bag per round trip. The card also earns 2x points on Southwest purchases and 1x on all other spending, with a welcome bonus of 40,000 points after spending $1,000 in the first three months. That bonus is worth roughly $600 in Southwest airfare, according to Bankrate's valuation. Additional perks include 3,000 bonus points each card anniversary, no foreign transaction fees, and access to Southwest's Companion Pass if you earn enough points. While the Plus card lacks premium extras like upgraded boarding or airport lounge access, its low fee and straightforward rewards make it a solid entry-level airline card. For travelers who check bags and fly Southwest even occasionally, the math is compelling: the card pays for itself after just one round trip with checked luggage. As airline fees continue climbing, a card that eliminates bag fees while earning flexible points is a smart hedge for budget-conscious flyers.