Bilt Cash 2027: How to Keep Earning 4% on Your Bilt Credit Card

The Points Guy · 2026-10-27
Bilt Cash 2027: How to Keep Earning 4% on Your Bilt Credit Card

Bilt Rewards is introducing a new requirement for cardholders who want to continue earning 4% Bilt Cash on their Bilt credit card in 2027: they must update their preferences in the Bilt app. The change is part of Bilt's effort to personalize rewards and ensure that members are opted in to the program's highest earning tier. Without action, cardholders may see their earning rate drop or lose access to Bilt Cash bonuses. The update process is designed to be quick, but users should verify their settings well before the deadline to avoid any interruption in rewards. Bilt has not announced a specific cutoff date, but the company says it will notify members via email and app notifications. This move reflects a broader trend in loyalty programs toward active engagement and preference management, rewarding users who stay informed and interact with the platform. For renters and frequent travelers who rely on Bilt points, taking a few minutes now can safeguard a valuable earning stream for the coming year.