Best US Cities to Retire in 2027: Texas Surpasses Florida as Top Destination

Business Insider · 2026-10-29
Best US Cities to Retire in 2027: Texas Surpasses Florida as Top Destination

Retirement trends are shifting as Texas overtakes Florida as the most popular state for retirees, according to new rankings for 2027. The Lone Star State's appeal is driven by its lower cost of living, no state income tax, and a growing number of master-planned communities tailored to active adults. Florida, long synonymous with retirement, remains a strong contender but faces increasing competition from Texas cities like San Antonio, Austin, and Houston, which offer affordable housing, warm weather, and robust healthcare networks. For retirees, the choice between Texas and Florida often comes down to lifestyle preferences: Texas provides more inland options with a lower risk of hurricanes, while Florida offers coastal living and established retiree infrastructure. The 2027 rankings highlight a broader trend of retirees seeking value and amenities in less traditional destinations. As more baby boomers reach retirement age, expect Texas to continue gaining ground, reshaping the map of America's top retirement spots.